Agentic AI refers to autonomous software agents capable of making decisions, learning from data, and acting on behalf of users or businesses. In BFSI, agentic AI could be used for real-time fraud monitoring, automating regulatory reporting, or proactively optimizing portfolios. These smart agents operate around the clock, adapting to new data and emerging risks. By deploying agentic AI, organizations can unlock productivity, free up human talent, and respond to opportunities faster than ever before.