In the banking sector, the acronym “CDR” can denote several concepts based on the context. The most prevalent interpretation is Corporate Debt Restructuring, which involves banks assisting distressed companies in reorganizing their debt to facilitate recovery. Another important definition is the Credit-Deposit Ratio, a metric that assesses a bank’s lending performance by comparing the amount of loans to its deposits. A high ratio indicates robust lending activity, while a low ratio may reflect sluggish performance. Additionally, “CDR” can signify a Call Deposit Receipt, a guarantee issued by banks often utilized as a security deposit. Lastly, in regions such as Australia, the Consumer Data Right (CDR) empowers consumers by providing them with greater authority over their financial data.